REVIEWS

My family described their dream home to Ginger and she found it immediately!!! It was located in a spot we didn’t even know about. So thankful for her knowledge of the Castle Rock area

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Working with Ginger was fantastic. She's professional, and always responds quickly. Knowledgable, personable and fair. Most strongly recommended.

Michael Helwig

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Ginger Knutson

ginknutson@gmail.com +1(903) 780-9868

$ 425,000

Est. payment -/mo

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Active

1331 E 4th ST #100 Loveland, CO 80537

3 Beds

2.25 Baths

1,550 SqFt

UPDATED:

Key Details

Property Type Townhouse

Sub Type Townhouse

Listing Status Active

Purchase Type For Sale

Square Footage 1,550 sqft

Price per Sqft $274

Subdivision Webster

MLS Listing ID IR1057482

Bedrooms 3

Full Baths 1

Half Baths 1

Three Quarter Bath 1

HOA Fees $180/mo

HOA Y/N Yes

Abv Grd Liv Area 1,550

Year Built 2026

Annual Tax Amount $959

Tax Year 2025

Lot Size 2,983 Sqft

Acres 0.07

Property Sub-Type Townhouse

Source recolorado

Property Description

Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yards. Incredible value just one mile from vibrant downtown Loveland! These 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers - plus, eligible buyers may also access down payment assistance up to 15% of the purchase price through local programs, with options requiring no monthly payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments - turning "someday" into "now" for buyers who thought ownership near downtown Loveland was out of reach. In today's rate environment, this kind of long-term payment stability is hard to find, and for many households currently renting, it can pencil out as the smarter monthly move. Income limits and owner-occupancy required; homebuyer education class required. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes three bedrooms, two full bathrooms, and upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. All-electric construction helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings. Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors. These are all electric and with the addition of a PV solar system, these homes would produce the energy they create. Their electric bills would be zero to minimal.

Location

State CO

County Larimer

Zoning RES

Rooms

Basement Crawl Space, None

Interior

Interior Features Eat-in Kitchen, Open Floorplan, Radon Mitigation System, Walk-In Closet(s)

Heating Heat Pump

Cooling Ceiling Fan(s), Central Air

Fireplace N

Appliance Dishwasher, Disposal, Microwave, Oven, Refrigerator

Laundry In Unit

Exterior

Garage Spaces 1.0

Fence Fenced

Utilities Available Electricity Available, Electricity Connected

Roof Type Composition

Total Parking Spaces 1

Garage Yes

Building

Lot Description Sprinklers In Front

Sewer Public Sewer

Water Public

Level or Stories Two

Structure Type Stone,Frame

Schools

Elementary Schools Winona

Middle Schools Other

High Schools Mountain View

School District Thompson R2-J

Others

Ownership Individual

Acceptable Financing Conventional, FHA, VA Loan

Listing Terms Conventional, FHA, VA Loan

Pets Allowed Cats OK, Dogs OK

Virtual Tour https://www.zillow.com/view-imx/de26e067-dd48-4b9c-8b7f-19cd45d6cea0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Listed by Group Centerra

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Phone

+1(903) 780-9868

ginknutson@gmail.com

Address

999 19th Street Suite 3000, Denver, CO 80202, USA